Country Living- A Policy for a Small Owner Occupied Farm:
United Heritage Property & Casualty offers two Country Living products. The Country Living Plus and Country Living Plus II, are designed for owner occupied, hobby, Gentleman farms, or ranches. A claims free discount may be offered if the applicant has been claims free for 3 years.
Our Country Living Plus product requires a dwelling to be 40 years or newer. However, the Country Living Plus II will allow dwellings built in 1960 or newer. Both products will allow manufactured homes 25 years or newer.
All Country Living products allow acreage of 100 or less and no more than 25% of income can be derived from farming or ranching.
- Scheduled Personal Property
- Watercraft and Recreational Vehicle Liability and Physical Damage
- Extended Replacement Cost is available on certain products
- Enhanced Personal Property is available on certain products